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Chapter 95 - Chapter 95: Mr. Lu, Your Reserved Nature is Hopeless

Let me analyze this Chinese novel chapter to better understand its context before translating:

[Step 1: Contextual Analysis]

Literary genre: This appears to be a romance/slice-of-life web novel with some flashback elements

Language style: Modern casual Chinese with dialogue, inner thoughts, and narration

Tone: Light, playful, with a mix of teasing and subtle romantic tension

Plot keywords: flashback, school memory, protection, teasing, hair drying, childhood connection

Characters:

- 楚瑶 (Chu Yao): Female protagonist, appears to be reminiscing about her childhood

- 陆西泽 (Lu Xize): Male character, seems to have protected Chu Yao in the past, currently drying her hair

- 陆先生 (Mr. Lu): Another way to refer to Lu Xize, more formal

- 陆哥哥 (Brother Lu): Chu Yao's childhood way of referring to Lu Xize

[Step 2: Integrated Translation and Polishing]

Let me translate the text paragraph by paragraph while applying all the rules:

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