Cherreads

Chapter 28 - Chapter 28: First Bank Account, Fake ID

Cash was a liability.

It took up space. It smelled of ink and sweat. It could be stolen, burned, washed away. A water pipe could burst. A rat could nest in it. Chen had once sneezed on a stack of bills, leaving a fine mist.

Long Jin's metal box was a ticking bomb under the floorboards. Eighteen thousand yuan in various bills. A fortune in paper. A monument to fragility. The box itself was rusting along the hinge.

He needed a digital shadow. A place where money could be a number. Clean. Silent. Portable.

He needed a bank account.

But banks asked questions. They required IDs. Birth certificates. Parental consent. They demanded a story he couldn't give. They had potted plants that were always dying.

So he needed a lie. A good one.

He needed a fake ID.

The process was a lesson in leverage.

He couldn't forge documents himself. He was six. His hands were too small. His knowledge was theoretical. He got a paper cut just thinking about the paper stock.

He needed a forger.

He found one in the network. Not Chen or Da. An edge player. A boy named Lao, sixteen, who worked in his uncle's print shop. Lao was a talent. He made fake concert tickets. Fake permission slips. Small time. He had a habit of clicking his tongue against his teeth when concentrating.

Long Jin approached him with a business proposition. The shop smelled of solvent and burnt coffee.

"I need an identity," Long Jin said. They were in the back, surrounded by stacked reams of paper. A single fluorescent light buzzed overhead.

Lao laughed. A short, sharp sound. "You're a baby. What identity?" He wiped his inky hands on a rag that was already black.

"Not for me. For a trust. A financial entity. It needs a face. A name. Papers." Long Jin kept his voice flat. A fly circled Lao's head lazily.

Lao stopped laughing. He eyed the small boy. "That's serious." He clicked his tongue. Tsk.

"I'll pay seriously." Long Jin placed five hundred yuan notes on the counter. They were slightly wrinkled. "For a starter set. A basic ID card. A birth certificate. Quality must pass a bank clerk's glance, not a police scanner."

Lao stared at the money. His fingers twitched. Greed was a reliable lever. The fly landed on his ear. He didn't notice.

"Who's the face?"

"An older man. Forty, maybe fifty. A photograph. I'll provide it." Long Jin had already used a Cache unit. 5 units. To recall the image of a man from his first life. A forgettable face. A neighbor who'd died with no family. A ghost named Mr. Fan who repaired radios.

"Risky," Lao muttered. He picked up a scalpel, toyed with it.

"The money isn't." Long Jin pushed the notes forward an inch.

Lao scooped up the cash. Folded it, didn't count it. "Come back in three days. Afternoon. My uncle naps then."

[Asset deployment: 500 yuan. Objective: forged identity documents. Risk: high. Trust coefficient in asset (Lao): low.]

The photograph was the hardest part.

He couldn't take a picture of a ghost. He had to create one. The memory was blurry at the edges.

He used another Cache fragment. [Access memory: 'Basic photographic composition and darkroom techniques, 1970s.' Cost: 5 units.]

The knowledge seeped in. Lighting. Angles. How to age a face with makeup and shadow. The smell of developer fluid, acidic and sharp.

He needed a subject.

He went to the park. Found Old Man Guo, dozing behind his newsstand. His face was a map of wrinkles. Forgettable. Perfect. He was snoring softly, a newspaper over his chest.

"Grandfather," Long Jin said politely. He had a cheap camera bought from Zhang Wei's cousin. It felt bulky in his hands. "For a school project. May I take your picture? It's about... community." He gestured vaguely.

Guo grunted, half asleep. "Whatever. Don't use flash. Wakes me up." He didn't open his eyes.

Long Jin used the soft afternoon light filtering through the plane trees. He framed Guo's face in thoughtful repose, not sleeping. He made sure the wart on his eyelid was in shadow. He took three shots. The shutter click was loud.

He developed the film in Lao's back room. The chemicals stung his eyes. The red safe light made everything look bloody. The images swam in the tray, emerging slowly. Ghosts becoming real.

The final print was decent. A grainy, middle aged man with kind, tired eyes. Not Guo exactly. A suggestion of a person. A stranger you'd pass on the street. There was a faint, blurry spot where a fly had landed on the lens.

He gave it to Lao. "This is him. Name: Li Feng. Born 1935. Address... make one up in a district that burned down last year."

Lao nodded, impressed. He held the photo up to the light. "You've done this before."

Long Jin said nothing. He watched a spider descend from the ceiling on a single, shining thread.

The forgeries were ready in two days, not three.

Lao presented them in a plain envelope. The ID card was laminated, slightly crooked. The birth certificate was on slightly yellowed paper, the texture wrong. The seals looked convincing from a distance. One had a tiny smudge.

"Best I can do," Lao said. He was chewing gum. "It'll work at a small branch. Don't try it at the central bank. The guy there, Cheng, he's got an eye for this stuff. Lost an eye in the war, actually. But the other one's sharp."

Long Jin inspected them. The system analyzed.

[Document assessment: forged. Visual passability: 78%. Tactile authenticity: low. Recommended usage: low stakes bureaucratic encounters only.]

It would do.

He paid Lao another three hundred. "Forget you made them."

"Already forgot," Lao said, pocketing the money. He popped his gum. Pop.

[Achievement: forged identity 'Li Feng' acquired. Cost: 800 yuan, 10 Cache units. Capability unlocked: financial anonymization.]

Now, the bank.

He chose a small, neighborhood savings and loan. The kind with one clerk and a dying potted plant. The plant was a spider plant, brown at the tips. The window had a decal of a cartoon bee holding a coin.

He dressed carefully. Older clothes, but clean. A sweater with a small, mended hole at the elbow. He practiced his walk. The walk of a boy doing an errand for his grandfather. Shoulders slightly slumped. A hint of worry. He made his steps a little too loud, then too soft.

He carried a leather satchel too big for him. It was his father's old briefcase, empty except for lunch most days. Inside: the forged documents, and two thousand yuan in cash, sorted by denomination.

His heart was a drum. The system monitored his vitals.

[Stress level: 82%. Adrenaline elevated. Suggest calming protocols.]

He ignored it. He walked through the glass door. A bell tinkled, off key.

The clerk was a woman in her fifties. Glasses on a chain. She looked up, bored. She was knitting something small and blue. She set it aside.

"Yes, little one?" Her voice was kind, tired.

"My grandfather sent me," Long Jin said, pitching his voice slightly higher. Innocent. He swallowed. "He's not well. He wants to open an account. For me. For my future." He stumbled on 'future.'

He placed the documents on the counter. Slid them forward. His hand left a faint smear of sweat.

The clerk picked them up. She glanced at the ID. At the birth certificate. She looked at Long Jin, then back at the photo. Her glasses magnified her eyes.

"Your grandfather is Li Feng?"

"Yes." He nodded too quickly.

"And he wants to open an account for you... Long Jin?" She read the name slowly.

"Yes. He says it's time I learn about saving." He recited the line he'd practiced. It sounded hollow, like a line from a play.

The clerk frowned. A deep line appeared between her brows. "He should come himself."

"He can't walk. The doctor says... it's bad." Long Jin let his eyes well up. Just a little. He blinked rapidly. "Please? He gave me the money. He trusts me." He opened the satchel. Showed the bundled cash. The rubber band holding it was bright yellow, childish.

The clerk's eyes widened at the amount. Two thousand yuan was a lot for a child to carry. But it was also proof of seriousness. Her fingers, stained with ink, tapped the counter.

Banks loved money. Even small banks.

She hesitated. The rulebook warred with practicality. She looked at the dying plant, then back at him.

Long Jin played his final card. He placed a small, wrapped candy on the counter. A lemon drop. A bribe for a child's world. "He said to give you this. For your trouble."

It was so absurd, so childish, that it broke the tension.

The clerk almost smiled. A real one, crinkling her eyes. She took the candy. Didn't unwrap it. "Well. For your grandfather." She said it like she was humoring him, but the kindness was there.

She filled out the forms. He signed with a practiced, messy scrawl. Li Feng's signature, which he'd created himself. It looked like a sick man's hand. The pen leaked, leaving a small blue blot.

Twenty minutes later, he walked out with a bank book.

A simple, green booklet. The cover was slightly sticky.

Account number 4471. Under the name: Li Feng, In Trust For Long Jin.

[Primary financial anonymization achieved. Liquid asset transfer initiated: 2000 yuan secured. Systemic footprint established.]

He didn't celebrate. He walked three blocks. Then into an alley. He vomited into a storm drain. The remains of his breakfast, bitter.

The stress. The lie. The clerk's kind, trusting face. The way she'd put the lemon drop in her apron pocket.

He wiped his mouth. Looked at the bank book.

It was just paper. But it was a door.

And he had just picked the lock.

Laundering the cash became a weekly routine. A ritual.

He never deposited more than a thousand at a time. He varied the branches. He used different stories. A kind grandfather. A distant uncle. An inheritance. He once said his grandfather was a retired sailor, which explained nothing.

The system tracked it all.

[Total deposited across four institutions: 8,500 yuan. Average deposit size: 950 yuan. Suspicion threshold: low. Growth rate: sustainable.]

The metal box grew lighter. The numbers in the bank books grew. The books smelled differently: one like perfume, one like mothballs, one like nothing at all.

He felt safer. And more exposed.

Every deposit was a trail. A digital footprint. A pattern for someone like Zhou to find. He started noticing the same stray dog outside two different branches. It was probably nothing.

Li Mei noticed the change. They were on the roof at dawn. She was doing breathing exercises.

"You smell like ink and guilt," she said, not opening her eyes.

He faltered in his form. "What?" His sleeve, where he'd leaned on the bank counter, did smell faintly of printer ink.

"The forgeries. The bank visits. You're building a shadow." She opened her eyes. They were clear, sharp. "But shadows can be seen, if you know where to look." She executed a perfect redirection, slapping his strike aside. "Your eyes are greener when you lie now. Did you know that?"

He hadn't. He looked away.

"The system is integrating," she said. She picked up a pebble, threw it over the edge. They didn't hear it land. "It's not just a tool anymore. It's in your tells. In your breath. It's making you a better liar. That's not a good thing."

He reset his stance. The gravel shifted under his foot. "It's necessary."

"Necessary is the word people use when they start doing evil things." She came at him again. Faster. "The fake ID. Who is Li Feng?"

"No one." The name felt strange in his mouth.

"Exactly." She pinned him. Her knee on his chest, not hard, but firm. "You killed a man who never lived. You gave him a face. A history. And you buried him in a bank ledger." Her voice was low. "That's a kind of murder."

He pushed her off. His breath came out in a cloud. "It's survival."

"It's corruption." She stood, backing away. A strand of hair had escaped and was blowing across her face. "And it's accelerating. I can see it. The Cache is draining. The moral ledger is filling. And you're building a castle on a foundation of ghosts."

She left him on the rooftop. The sound of her footsteps on the metal stairs faded slowly.

The wind was cold. The city below was waking up, lights coming on in random windows.

He checked the Cache.

[Cache status: 79/100. Tactical balance: 10 units.]

He had spent. He had gained.

And he had lost something he couldn't name. He touched the bank book in his pocket. The cheap cardboard cover.

The Zhou family found the trail two weeks later.

Not the bank trail. The forgery trail.

Lao got scared. He talked. Maybe for money. Maybe for fear. Maybe because his uncle found the special paper.

Long Jin got a message from Zhang Hao. A single sentence, passed in the school hallway behind the fire extinguisher.

"Lao is asking about you. Says he has new friends. Wants to talk about a... a printing job." Zhang Hao's glasses were fogged from the cold.

A trap. Obvious. Lao wasn't subtle.

Long Jin didn't run. He calculated.

Lao was a loose end. A liability. He had to be neutralized. Not with violence. With leverage. He remembered Lao's uncle, his pride in his shop.

He used a Cache unit. The cost was a tiny, cold sip.

[Access memory: 'City licensing violations, print shop district, 1984 85.' Cost: 5 units.]

He got a list. Fire code breaches. Unlicensed chemical storage. Tax evasion on off the books jobs. The specific inspector's name, a man who loved pastries.

He compiled a neat, anonymous report. He mailed it to three city departments. From three different mailboxes. One mailbox was red, one was blue, one was green.

He didn't need to destroy Lao. Just his workshop. His credibility. His uncle's trust.

Two days later, the city inspectors arrived. The shop was shut down for "renovations." Lao's uncle was furious, shouting at the sky. Lao disappeared, likely to avoid blame. Rumor said he went to stay with a cousin in another province.

The loose end was singed away. The spider in the back room was gone too.

[Tactical balance: 5 units. Threat neutralized via institutional leverage. Collateral damage: moderate.]

He opened a second account. This time at a bigger bank. Using a different forged identity. An older woman this time. A photograph of a stern looking lady from a library yearbook. She had been a botanist. Her name was Wei.

The process was smoother. He was getting better at lying. The clerk at this bank had a cold and kept sniffling, which helped.

The system noted it. [Social engineering proficiency: +15%. Deception detection evasion: improved.]

He wasn't sure if that was a skill or a sickness. He washed his hands three times when he got home.

The final test was international.

He needed a way to move money beyond the city. Beyond the country. For the future. A future that felt both close and impossibly far.

He used a large Cache unit. It felt like opening a heavy, old book.

[Access memory: 'Offshore banking basics, pre digital era. Key havens: Hong Kong, Singapore, Cayman. Method: shell corporations, numbered accounts.' Cost: 5 units.]

The knowledge was complex. Layers of corporate veils. Nominee directors. Telegraphic transfers. It was far beyond his reach now. The memory included the taste of salt air and the feel of humid, foreign heat.

But he understood the principle. Money could be a ghost. It could travel. It could hide. It could sleep in the sun on a distant island.

He filed the knowledge away. For later. The ghost of future possibilities.

[Tactical balance: 0 units.]

He met Li Mei at the river. He showed her the second bank book. The name 'Wei' stared up from the page.

She didn't touch it. "How many ghosts do you have now?" She was skipping stones again. They all sank.

"Enough." He put the book away. The river was high, muddy.

"You're creating a pantheon of the dead to serve your money." She shook her head. A drop of river water landed on her cheek. "This is alchemy. Turning paper into identity. Turning lies into walls. But alchemy always has a cost. The philosopher's stone never comes free."

"What's the cost?"

"Your name." She looked at him. The green in his eyes reflected in hers. "Pretty soon, 'Long Jin' will just be another mask. Another account. You'll forget which one is real. The boy will be a ghost, and the ghosts will be the only thing left."

He pocketed the bank book. It made a thin rectangle in his shirt. "I know who I am."

"Do you?" Her gaze was piercing. "Say your name. Without thinking."

He opened his mouth. Stopped.

For a split second, he hesitated. The name felt strange on his tongue. An alias. One of many. Li Feng. Wei. Long Jin. Which one was he supposed to be right now? The boy on the riverbank, or the curator of ghosts?

Li Mei saw it. The flicker of doubt. The barely perceptible pause.

She nodded, sadly. Not in triumph. In recognition. "That's the cost."

She walked away, following the path of the river.

He stood by the water, the bank books heavy in his pocket. One for a dead man, one for a dead woman.

He had built his first financial fortress.

He had created identities, accounts, a system of shadows.

A fish broke the surface of the brown water with a soft plop, then was gone, leaving only expanding rings.

He watched the rings until they vanished into the current.

And as the water flowed past, dark and endless, he wondered if he was now the ghost in the machine.

Haunting his own life.

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