Harry Potter: I Get Stronger by Taking Loans

Weak, pitiful, and helpless. Low stars, low attack, low defense. In a world where everyone has "duelist brain," Normal Monsters with no effects are treated as worthless trash. "Mr. Amano, as the number one ranked duelist in the Tower, you stubbornly choose to battle with trash monsters. There must be some profound meaning behind this, right?" "Emmm... if I had money, who wouldn't want to use rare cards?" After transmigrating, Amano Rei discovered that the anime lied to everyone. You can't build a complete deck by digging through garbage—you can only find Normal Monsters that nobody wants. What's that? You're asking about the Blue-Eyes White Dragon, Dark Magician, and Neos in my deck? Those three are all Normal Monsters too! They need two tributes, require fusion and Xyz and Synchro summons—way too much trouble. Fortunately, I kept one trick up my sleeve. [The Sealed Right Hand] - Exodia is also...

Faelyn died at twenty-seven because a deer went feral and decided she was the enemy. Waking up in a world where drop-dead gorgeous men turn into leopards and panthers should've been a fantasy come true. Except two rival chiefs are fighting over her like she's the last meal on earth, and a system named "Puffball" won't stop laughing at her predicament. One minute she's wrangling zoo animals, the next she's stuck between two beast clans forced to build their villages around the only surviving water source after a brutal drought. Cooperation or extinction: nature's cruelest group project. The problem? She's the fated mate of both chiefs. Roshan, the golden Leopard Chief, is bright-eyed and affectionate, already mentally decorating their future den. One smile and he's planning twelve cubs. Nyx, the brooding Panther Chief, is possessive and dramatic, fully prepared to murder anyone who breathes near her. Including Roshan. ESPECIALLY Roshan. Then Puffball grants her one invasive gift: the ability to hear their unfiltered thoughts. ~Roshan's brain: "She smiled at me! Time to hunt ten rabbits and start building a nursery..."~ ~Nyx's brain: "That spotted idiot touched her hand again. Truce or not, I'm going to..."~ Using zookeeper instincts and the world's most unhinged spoiler system, Faelyn has to survive beastworld politics, food shortages, jealous rivals, and two apex predators who can't share. She's just trying to keep everyone alive, stop a clan war, and not become dinner. But when both alphas start thinking about forever and cubs, Faelyn realizes survival isn't her only problem. It's why Puffball keeps giggling every time she insists she's only choosing one mate. The real question is: Can she survive what they're really thinking about her?

Commissars - or Ministorum Priests of War - are the soul of any Astra Militarum regiment. They lead by example and hold the absolute standard. A soul from another world inexplicably takes up the role of probationary commissar in the grim darkness of the far future. His world is a brutal death-world battlefield. His regiment has been surrounded by Chaos traitors and is fighting for survival. Duvette looks at the System before him called "Soul of the Legion" and makes one decision: he is going to live. "What do you mean an Astra Militarum soldier ripped a Chaos Astartes' head off with his bare hands?!" "You're saying you have three hundred thousand mortal troops as powerful as the Custodes?" Guilliman looked at the man before him. "No. Stronger." A hundred years later "I am the Emperor's will. We are the hammer that crushes the xenos. We are the blade that pierces Chaos. We bring eternal death to the enemies of mankind, and mankind shall know true victory." Eternal Imperial Warmaster, Lord of the Sun, Humanity's Sole Consul, Augustus, Guardian of the Galaxy, Marshal Duvette. Progression: Commissar — Senior Commissar — Lord Commissar. Then: trophy worlds, legion-building, power fantasy in the grim darkness of the 41st Millennium.

[Dropped] - My first ever work from 2020, archived here for readers who've followed it over the years. I wouldn't write it the same way today, but it means a lot to me in a sentimental way, even if it burns my eyes to try and read, so I wanted it available in full on Webnovel. Posted in batches over the next week. If you choose to read it, be aware its rough. Very rough. It likely has every mistake a first time fanfic author can think of.

[NOTE: A lot of trigger warnings] In a world where parallel universes collide, alliances are forged and broken, and the fabric of reality is torn apart. Niko, a mysterious figure with fragmented past, finds herself at the center of a brewing storm. As war rages between the King's army and the Resistance, ancient secrets are unearthed, and forbidden loves are reignited. With the fate of multiple worlds hanging in the balance, Niko must navigate the treacherous landscape of her own memories to uncover the truth about herself and those she loves. (AUTHORS NOTE: The story is from different First person perspectives. Which is why story uses : "/Erick" or "/David" (and other names) to show you who is the narrator of that chapter and their POV. the - "///" - refers to overall information (lesser found, but exists in story) Goes from Fantasy Sci-fi into hardcore DYSTOPIA Sci-Fi TRIGGER WARNINGS : SA, GORE, Mental Health Issues, Abuse, LGBTQ+, *BOOK 2 - more dark traumatic things, some involving child ab*se, SA, Gore, BDSM, etc.)

A man in his 30s is reincarnated as a 10-year-old prince in a small country in another world. Starting with almost no skills, he gradually builds his abilities through hard work and perseverance. The protagonist is averagely talented but his sexual relationships and encounters with women are very much cheat-like due to his knowledge. He can work through any woman pretty easily, in a sexy way. He faces plenty of hardship and suffering but through relentless efforts and countless sacrifices, he’ll slowly rise through all of them to pinnacle of existence!

Option 2：Game of Thrones: The Lustful Plunderer System Option 3：Execution Day: I Awakened the Slaughter System in Westeros The cold Valyrian steel of 'Ice' pressed against my neck. Ned Stark stood above me, ready to swing. I was a deserter of the Night's Watch, and I had one second to change my fate. I didn't die that day. Instead, I awakened something far more dangerous than the White Walkers: The Killing System. In this cruel game of thrones, I am not a hero. I am a Hunter. [Ding! Enemy Killed.] [Experience Points Devoured. Attributes Increased!] [Skill Plundered: Grandmaster Swordsmanship!] From the frozen North to the burning South, I turn the world into my personal hunting ground. I killed the Night's Watch Commander to seize power. I manipulated the Starks for leverage. I hatched a mutated three-headed dragon born of Ice and Fire to rule the skies. I don't play by the rules of honor. I play to win. And the prize? Not just the Iron Throne, but the most beautiful women in the Seven Kingdoms. From the wild Wolf Girl of Winterfell to the Lioness Queen of King's Landing, and even the Mother of Dragons across the Narrow Sea... I will plunder them all. Winter is coming? No. I AM the Winter. What to expect: Ruthless Protagonist: A pragmatist who kills without hesitation. No mercy for enemies. Solo Leveling Vibe: Kill enemies -> Plunder Stats & Skills -> Become a God. Dragon Rider: Master of "Winter," a unique three-headed dragon. Harem: Unapologetic ambition. Conquering Queens, Princesses, and Noble Ladies. Plot Omniscient: Using knowledge of the future to manipulate major events and destroy enemies like Littlefinger and the Lannisters.

What if true evil were capable of living forever? Explore a world ruled by twelve intelligent zombies.

Fucked a Dragon Supreme the moment reincarnated! Overpowered blessings and System Gained! Form a harem of hundreds of sexy girls! Wants to build his own empire with endless sex and extreme powerups!

Lazare Bonaparte died with regrets. A shadow engineer and former commando, he watched his country surrender its technological sovereignty to American and Asian giants. He was a soldier in a losing war. But Fate—or a glitch in the universe—hit the reset button. Lazare wakes up on October 14, 1980. He is back to square one: a cold bed in a crumbling Parisian orphanage. He is poor, underage, and nobody takes him seriously. But he remembers everything. He knows the architecture of microprocessors that won't be invented for another decade. He knows the code for the viruses that will paralyze the world. He knows the coming market crashes, the wars, and the fatal weaknesses of his future enemies. No more following orders. This time, Lazare won't just endure History. He will write it. From the muddy markets of Paris to the golden halls of the Military Academy, from illegal garage labs to the secret boardrooms of the Defense Ministry, witness the brutal ascent of a boy who decided to build an empire on sand, and turn it into silicon. He doesn't want money. He wants absolute sovereignty. Welcome to Project VOLTA.