Harry Potter: I Get Stronger by Taking Loans

Watch the biggest loser you can imagine get thrown into different fictional worlds and transform into the ultimate badass! I'm aiming for 1,000 chapters by the end of next year—join me on this journey! Want to read 70 early chapters and support me? Check out: Patreon.com/FRWriter All chapters will be released for free; this is merely for those who want to support me and read ahead. You'll also be able to influence the story with your decisions by choosing new harem members and upcoming worlds. Bored? Complains? Demands? Check out the Discord: https://discord.gg/puVqWsf3y9 Harem (Confirmed members: OC, Menchi (HxH), Mass Effect Character, Naruto Character, One Piece Character) Warning: Some of the later chapters feature full-on NSFW content. Please don't read if this is bothering you. Of course, you can always skip these chapters, as they will be marked and, in most cases, won't feature plot-relevant information. First arc: One Piece Second arc: Final Fantasy 9 Third arc: The Purge Fourth arc: Hunter x Hunter Fifth arc: Harry Potter Sixth arc: Naruto Current arc: Mass Effect Next Arc (Early-chapter arc): One Piece V2 Confirmed arcs: One Piece (revisited), Naruto (revisited), Harry Potter, HxH (revisited), Star Wars, Mass Effect, Final Fantasy Meet Alex, a 28-year-old loser and internet troll who spent his life glued to his PC, binging anime, games, and movies. His story comes to an abrupt end… or so he thinks. Instead of a peaceful afterlife, Alex wakes up in the Fantasy Realm, a chaotic universe where different fictional worlds collide, and survival is anything but guaranteed. This fanfiction is inspired by works like Terror Infinity, Reincarnation Paradise, and The Ultimate Evolution. The protagonist will journey through various fictional worlds, gradually gaining strength along the way. The first world is One Piece, with future possibilities including Hunter x Hunter, Naruto, Harry Potter, Star Wars, Lord of the Rings, Stargate, DC, Marvel, Mass Effect, Final Fantasy and World of Warcraft. Current release schedule: 1 chapter daily, with a minimum of 7 chapters per week. Bonus chapters depending on my mood!

When the Global Apocalypse System descended, every adult received the same message… [ Select the Apocalypse you’d like to challenge. ] [ You have limited time. Fail to choose, and the system will choose for you. ] Dragons, demons, zombies, deep sea creatures, aliens, vampires, machines… They will enter an apocalypse! Each survivor was allowed only one choice. One Apocalypse. One Gift Pack. Then, they would all receive their unique Talent… But Kai awakened something unusual. He received Infinite Gift Packs… every survival kit, every resource, every starter’s advantage was there… While others struggle with scarcity, Kai alone walks with abundance. No matter which Apocalypse he enters, his arsenal will decide who survives… and who perishes… or so he thought. Compared to other Survivors with Talents that gives them super strength, special eye, mystical ability, and other unusual talent like invisibility, can he really survive or even end this apocalypse? *** WSA 2026 14 Chapters per week. 20 Golden Tickets = 1 extra chapter 100 Power Stones = 1 extra chapter

When the System descends, it does not choose heroes—it assigns roles. Ethan Vale is not given a blade, a spell, or a class built to kill. He is handed something far worse: management. In a ruined city where office workers become prey and the rules of survival twist into something cold and unreadable, Ethan can only classify the living, ration the dying, and interpret a System that seems less interested in saving people than in deciding how much they are worth. As monsters stalk the darkened halls and panic spreads through the remaining survivors, every command he issues carries a cost. Every person he marks, every resource he reallocates, every rule he bends drags him deeper into a nightmare where authority feels like a curse and structure is just another word for control. In this apocalypse, the most terrifying thing may not be what’s hunting them—but the fact that the System has already decided who can be used, who can be discarded, and who will be broken first.

In the ruthless Rocks Era, brute strength is everything... until now. After waking up in the body of a nobody, a young man from Earth consumes the Mind-Mind Fruit. But he isn't satisfied with simple parlor tricks. Armed with the imagination of a modern world and knowledge of legendary anime, he decides to rewrite the rules of Haki and Devil Fruits. The absolute hypnosis of Kyōka Suigetsu? Done. The will manipulation of Kotoamatsukami? That is just the beginning. While legends like Whitebeard, Shiki, and Roger fight with their fists, he fights with reality itself. In a sea of monsters, he is the only puppeteer. Thank you for the support, friends. If you want to read more chapters in advance, go to my Patreon. Read 20 Chapters In Advance: patreon.com/Bankai10

Alex didn’t ask for a second life. But he’s definitely not complaining. In a world where women outnumber men, and loneliness is far more common than love, he finds himself surrounded by attention and affection he never had before. Warm smiles. Lingering touches. Quiet moments that slowly turn into something more. A slow life. A comfortable life. The kind of life Alex once dreamed of back on Earth. One where bonds grow naturally…and nothing is rushed. At least, that’s how it starts. Because beneath the soft moments and growing connections, something in this world feels… off. And the deeper he gets involved... The harder it becomes to walk away. After all… The goddess who brought him here didn’t do it out of kindness. She had a reason. And it’s not one she’s willing to tell him. ------------------->-

My Hero's Journey didn't kick off with a dream of justice, but with a pair of thighs. Twenty-meter-tall ones, belonging to the hero Mt. Lady, no less. Everyone knew me as Izuku Midoriya. The kid with a useless Quirk, 'Trainer'—only good for teaching poodles tricks. In a world of explosions and superhuman strength, I was a punchline. A Deku. But punchlines don't get into U.A., and they certainly don't land internships with giant goddesses. To hit my target, I needed a miracle. My name is Izuku Midoriya, and they say to be a hero you need a big heart. Girls with big chests have big hearts, so I'm definitely on the right path." [Author's Note] What you'll find: Harem. Explicit Content (R-18). Zero-Tolerance Policy: NO NTR! There is no sharing here. IMPORTANT: I haven't watched BNHA in years, so don't blame me if the plot doesn't line up. You've been warned. Disclaimer: I do not own My Hero Academia, Mushoku Tensei, or any of their characters, settings, or related intellectual properties. All rights belong to their respective creators, Kohei Horikoshi and Rifujin na Magonote, as well as their publishers and affiliates. This fanfiction is a non-profit work created solely for entertainment purposes.

I have been reborn in France, and luckily, I have the identity of the Crown Prince. The downside is that the current king is Louis XVI, and in two years, he will be guillotined. Since my father and the ministers can’t be trusted, I’ll have to take matters into my own hands and reorganize France myself. First, I’ll make some money, just enough to solve the financial crisis that has plagued the country for centuries. Then, I’ll strike hard at the nobles with ill intentions who seek to usurp power. After that, I’ll seize the vast lands held by the church, which sits idle. Industry, technology, agriculture, and commerce will thrive together. I will be the greatest Crown Prince France has ever seen! Thank you for the support, friends. If you want to read more chapters in advance, go to my Patreon. Read 40 Chapters In Advance: patreon.com/Johanssen10

Protagonist's origin: Type-Moon / Story background: DanMachi / Class: Magus Familia: UNKNOWN / Level: UNKNOWN Reason for writing: Doing something else instead of studying, and it's a setting I've always wanted What I want to write: Turbid sentences seeping out... Its name is flame, its role is a sword... 1 second passed...

My name is Sotor Mikalson Dream, I am the son of the creator, and three maiden goddesses. When I was born, I was sent to another multiverse, to be protected and raised, by my fathers adobted siblings, in Mystic Falls. With my father, mothers, and siblings visiting every now and again. While growing up with them, I learned many things and fell in love with three beautiful girls. But when I was fifteen, in the middle of August, I found myself in an amazing place, and that is where my story begins First Multiverse Bioshock note most chapters will be 4000 or 2000 words long, and all characters, moves, ability pics will be in the comments